Burbank, CA · Family owned since 1991
Workers' Compensation, General Liability, Commercial Auto and Whole & Term Life. Former underwriters compare 100+ top-rated carriers to get you the lowest price at the highest coverage limits.
A family owned and operated agency for over three decades.
Businesses across California trust us with their coverage.
Many of our staff were underwriters for insurance companies.
More options means better prices and higher limits.
What we offer
It's the law. If you have employees — full time, part time or seasonal — you must have coverage for work-related injuries. We're ready to work with you to lower your costs.
One lawsuit can undo years of work. General liability protects your business against claims for bodily injury, property damage and advertising injury — and pays for your legal defense.
One car or a whole fleet — we build a business auto package around your company, including employees who drive their own vehicles for work.
Make sure the people who depend on you are taken care of. Affordable term coverage or lifelong whole life that builds cash value — for your family and your business.
Workers' Compensation
fine per employee — and authorities can shut your business down until proper coverage is in place.
About TMJ
Established in 1991, we are a family owned and operated insurance agency. Many of our staff members were prior underwriters for insurance companies — and they bring that knowledge to work for you.
Our in-house underwriters work closely with policyholders to make sure proper coverage is in place, whatever your needs in this constantly changing marketplace.
Three simple steps from first call to the right policy.
Call, email or fill out the quote form — for your employees, your business or your family.
Former underwriters shop top-rated carriers for the lowest price at the highest limits.
Receive a competitive, comprehensive quote tailored to your needs.
Yes — it's the law. If you have employees, full time, part time or seasonal, you must have coverage. Operating without it can result in a $1,000 fine per employee, and the business can be shut down until proper coverage is in place.
Medical treatment for work-related injuries, reimbursement for lost wages, temporary or permanent disability benefits, rehabilitation and death benefits. It also helps you avoid costly lawsuits for on-the-job injuries.
Almost every business does. It covers claims for bodily injury, property damage and advertising injury, plus your legal defense — and landlords, general contractors and clients often require a certificate before you can start work.
If employees drive their own vehicles while working for you, your business can be held liable for an accident. A commercial auto policy can cover company-owned vehicles and employees driving their own cars on the job.
Term life covers you for a set period — usually 10, 20 or 30 years — and is the most affordable option. Whole life lasts your entire life, keeps the same premium and builds cash value. We'll help you choose the right fit.
Never. We will never sell, lease, or rent your or your business' personally identifiable information to any third party.
Free comprehensive quote
Answer three quick questions — one of our experienced staff will prepare a competitive quote to fit your needs.
1.818.846.5550